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Chris Goulart, Broker Associate, DRE Lic. # 01458390 NMLS Lic. # 298819 Bay Mountain Mortgage broker Lic. #01227690
Trust deed investing is investing funds to make a loan secured by real estate. The trust deed is the security instrument used in California for loans secured by real estate.
Yes, there are a number of self directed IRA companies that will allow you to invest your retirement funds in trust deeds, as well as other avenues. You should call your retirement plan representative to find out whether your current plan allows trust deed investing.
All investments carry risk, trust deed investing is no different. The benefit to investing in trust deeds, however, is that your investment is secured by real estate.
Yes, there are a number of self directed IRA companies that will allow you to invest your retirement funds in trust deeds, as well as other avenues. You should call your retirement plan representative to find out whether your current plan allows trust deed investing.
Yield will depend on the actual investment, but typically yields will range between 8% and 12%.
Typically there is no cost from the broker side as the borrower is charged fees on each loan. There may be costs involved if you are investing through a self directed IRA or other similar source. You should contact your retirement plan representative to find out more.
No, you have control over how you would like to invest. You can invest in full trust deeds where you are the only investor, or you can invest on a fractionalized basis – in which case you would be investing your money with the money of other investors.
Yes, by investing in trust deeds rather than investing through a mortgage pool you will be able to make decisions on individual loans with regards to whether or not you wish to invest.
Give us a call at 877 462 3422 and we will be happy to answer any questions you may have about trust deed investing.